Finance Available

HomesDirect365 can offer you finance on goods that you are looking to purchase from our finance platform.

There is a minimum order value of £500.00 and a maximum of £12,000 for finance applications. A deposit must be made between 10-50% of the total order value. To apply for finance please fill out the form below with the relevant information. Include the product title and reference numbers of the items you are interested in, the deposit value between 10-50% of the order value that you want to pay, and the repayment plan.

When submitting application for finance, we will process a contract based on the provided information and this will be securely sent to you via the email address provided. From that point you must read through all of the terms and conditions and click to submit the contract with your electronic signature, confirming you have read and understood the terms and conditions and that you wish to proceed in submitting your finance application.

When applying for finance please input the address you would like your order delivering to. Once your application is submitted and accepted we can not change the delivery address.

Credit Rates

The following payment rates will be available to you when applying for finance:

  • Over £1,000 - 12 months or 18 months (0%)
  • Under £1,000 - 12 Months Classic Credit (4.9%)
  • Under £1,000 - 18 Months Classic Credit (4.9%)
  • Under £1,000 - 24 Months Classic Credit (4.9%)

Credit applications are valid for 90 days from acceptance. Once the goods have been delivered to you, the credit will be settled and first repayment will be taken approximately 30 days after this point. Further details on this information and more will be in the terms and conditions contained within the contract sent to your email address when applying for finance. If you have any queries or questions regarding application for finance, please contact us on 01642 455589 or email